Haircut

Cillection haircut & beard

There are many variations passages of Lorem Ipsum available but the dumm suffered which don't look even slightly

believable.

50,000+ clients

Capitol Direct Lending

Here at CDL, we pride ourselves on giving our clients the best and most streamlined experience possible. Call us today and we will help you with all of your home loan needs.

Features

Explore Features

Within salons, hair stylists may rent their own station and manage their clients independently..

Quality

A hairdresser is a person whose occupation is to cut or style hair.

Comfort

This is achieved using a combination of hair coloring, haircutting.

Good Prices

Most hairdressers are professionally licensed as either a hairdresser.

Your Loan Officer

Jeff Beckman, NMLS# 1060225 DRE#01950258

Explore Our Loan Products

We have a wide range of Loan Products such as Conventional, FHA, VA, USDA, Bridge Loan, Reverse Mortgage, Private Money Direct Lending, and much more.

FHA

Federal Housing Administration. Down payment as low as 3%.Down payment and closing costs can come from a gift. Fixed interest rate. Primary residence. Adverse credit. Whether you are looking to refinance your existing FHA home loan, or purchase a new home, a FHA home loan may be a great option.

CONVENTIONAL

Down payment as low as 3%. Down payment and closing costs can come from a gift. Applies for single-family residence, condos, and town homes. Fixed rate mortgage. Adverse credit. There are multiple conventional 97% financing options available.

VA

Government Insured. No down payment. Fixed rate mortgage or adjustable rate mortgage. Purchase or cash out refinance. Lower interest rates. Applies to active duty, honorably discharged veterans who served more than 90 days active d

About

About Us

There are many variations of passages Ipsum available but the majority have suffered alteration.

in that some injected is humour or randomised words the which don’t look slightly a believable. If you are Lorem and Ipsum you isn’t anything embarrassing.

About Us

Capitol Direct Lending has closed over 5,700 loans since it's beginning in 1990. Our office is currently based out of Rocklin, California. Previously based in Colorado in the early 2000's, and moved to the bay area in 2012.

Over the years we have specialized in conventional and FHA purchase and refi's, however in the past 2-3 years we have been catering to veterans as well as lending private (hard) money.

Book Your Appointment

The sky was cloudless and of a deep dark blue spectacle before

us was indeed sublime.

Schedule an Appointment

Let's get your loan done fast. Book a meeting with a Loan Officer today!

WHAT

What We Do

Lorem Ipsum There are many variations of passages of Lorem Ipsum available but the majority have randomised words which look even slightly believable. available but the majority have randomised words which look even slightly believable.

Haircut Style

Shaving Style

Hair Style

Our Team

Hair Specialists

Independently or work for a salon on commission typical responsibilities include washing, cutting.

Savannah Nguyen

Esther Howard

Guy Hawkins

Bessie Cooper

Frequently Asked Questions

What are the benefits and risks of choosing an adjustable-rate mortgage (ARM) over a fixed-rate mortgage?

ARMs typically offer lower initial rates but carry the risk of rate increases after the adjustment period, whereas fixed-rate mortgages provide consistent payments over the loan term. ARMs may be advantageous if you plan to sell or refinance before the rate adjusts.

How does mortgage refinancing work, and when should I consider it?

Refinancing involves replacing your current mortgage with a new one, often to lower your rate or change the loan term. Consider refinancing if current rates are significantly lower or if you need to access home equity.

What factors affect my mortgage rate, and how can I secure the best rate?

Your credit score, LTV ratio, and DTI ratio are key factors in determining your rate. To secure the best rate, improve your credit, lower your LTV by saving more, and compare offers from multiple lenders.

What are the pros and cons of paying points on a mortgage?

Paying points reduces your interest rate but requires upfront payment, which may only be beneficial if you plan to stay in the home long enough to recoup the cost through lower payments. Avoid points if short-term savings are more critical than long-term interest savings.