Built for real buyers.Closing with confidence.

NMLS #132263•Licensed in 6 States•5,000+ Loans Closed

An independent broker shopping dozens of wholesale lenders to find your strongest rate and program.

Why Choose CDL

An independent broker
working for you.

Banks offer their own products. CDL Mortgage is an independent broker — which means we compare dozens of wholesale lenders on every file and bring you the best rate and program we can find. One application, the whole market.

Get a Free Quote
Wholesale Rates

As an independent broker we shop dozens of wholesale lenders — not just one bank's rate sheet.

Licensed & Local

NMLS #132263. Licensed in CA, TX, GA, TN, OK, and ID with loan officers who know your market.

24-Hour Approvals

Pre-approvals the same day, closings in 21–30 days. We move at the speed of your contract.

One Point of Contact

Your loan officer handles the file start to finish — no call centers, no handoffs, no surprises.

Payment Estimator

Mortgage Calculator

Adjust the sliders to estimate your monthly principal and interest. For an exact, all-in quote based on today's wholesale pricing, give us a call.

(916) 624-0767
Loan Amount$500,000
$100k$2M
Interest Rate5.875%
1%15%
Loan Term30 years
5 yr40 yr
Est. monthly P&I$2,958/mo

Excludes taxes, insurance, and mortgage insurance.

Get My Exact Rate

Google Reviews

What Our Clients Say

5.023 Google reviews

CDL was very customer focused and friendly - with answers for our Home buying in Lincoln Del Webb - highly recommend Eli and His Team - Rex on the road media

Rex on the radio McNeill
a week ago · Google

Used CDL for my own mortgage and often refer my clients. Great customer service and excellent rates!

Kristy Hernandez
2 weeks ago · Google

Excellent experience. Painless, straight forward. I appreciate the customer service the most.

William Schwenk
2 weeks ago · Google