Built for real buyers.
Closing with confidence.
NMLS #132263•Licensed in 6 States•5,000+ Loans Closed
An independent broker shopping dozens of wholesale lenders to find your strongest rate and program.
Live Market Rates
Today's Starting Rates
Conventional
- APR
- 7.55%
- Program
- View
FHA
- APR
- 7.507%
- Program
- View
VA
- APR
- 7.166%
- Program
- View
USDA
- APR
- 7.17%
- Program
- View
Equity Line
- APR
- 6.00%
- Program
- View
Non-QM
- APR
- 7.275%
- Program
- View
Chattel
- APR
- 7.964%
- Program
- View
We shop dozens of wholesale lenders to find your best pricing.
Why Choose CDL
An independent broker
working for you.
Banks offer their own products. CDL Mortgage is an independent broker — which means we compare dozens of wholesale lenders on every file and bring you the best rate and program we can find. One application, the whole market.
Get a Free QuoteAs an independent broker we shop dozens of wholesale lenders — not just one bank's rate sheet.
NMLS #132263. Licensed in CA, TX, GA, TN, OK, and ID with loan officers who know your market.
Pre-approvals the same day, closings in 21–30 days. We move at the speed of your contract.
Your loan officer handles the file start to finish — no call centers, no handoffs, no surprises.
Every Program, One Broker
Loan Programs
Payment Estimator
Mortgage Calculator
Adjust the sliders to estimate your monthly principal and interest. For an exact, all-in quote based on today's wholesale pricing, give us a call.
(916) 624-0767Excludes taxes, insurance, and mortgage insurance.
Get My Exact RateGoogle Reviews
What Our Clients Say
Eli Shannon was truly on top of everything! He’s knowledgeable, and as a mortgage broker, he guided me through securing a loan seamlessly. He helped me through the entire process efficiently and got things done right on time 👍
Left a 5-star rating.
CDL was very customer focused and friendly - with answers for our Home buying in Lincoln Del Webb - highly recommend Eli and His Team - Rex on the road media
