Rooted in Rocklin. Focused on Your Future.

Since 2000, CDL Mortgage Services Inc. has guided homeowners through their most important financial decisions with expert, personalized guidance. What started in Rocklin, California has grown into a lender serving families and real estate professionals across California, Texas, Georgia, Tennessee, Oklahoma, and Idaho.

Our founder, Eli Shannon, has held a real estate license since 1991 and brings 35 years of experience across the real estate and mortgage industries. That dual perspective lets our team see the entire transaction, anticipate problems before they happen, and keep borrowers, agents, and partners informed from pre-approval through closing.

Our mission has always been simple: fast pre-approvals for clients and the agents who represent them, so purchase offers get taken seriously. We pair that speed with aggressively competitive pricing and a range of programs most lenders won’t touch — from conventional, FHA, VA, and USDA to non-QM, bank statement, DSCR, construction, private money, reverse, and chattel financing.

Whether you’re buying or refinancing, you get clear, transparent mortgage education and loan products tailored to your situation — with the personal, accessible service of a local mortgage company.