Loan Comparisons
Not sure which loan program fits? These honest side-by-side comparisons break down down payments, credit requirements, mortgage insurance, and total cost — written by the licensed loan officers at CDL Mortgage Services Inc..
Most Compared
Which loan is right for your down payment, credit, and long-term costs?
Read the comparisonFor eligible veterans, one of these is almost always the better deal.
Read the comparisonWhen does a veteran skip the VA benefit — and when is that a mistake?
Read the comparisonThe right way to tap equity depends on one thing: your current rate.
Read the comparisonEverything changes when your loan crosses the conforming limit.
Read the comparisonSelf-employed with heavy write-offs? Your tax returns aren’t the only path.
Read the comparisonStill Deciding?
Comparisons are a starting point — your actual numbers decide it. Get a side-by-side quote on both programs in one call, with no credit pull required.
More Comparisons
Whether your manufactured home is real property changes everything about financing it.
Read the comparisonBuilding and buying are financed in completely different ways.
Read the comparisonQualify on the property’s rent instead of your personal income.
Read the comparisonRenovating an existing house and building from the ground up are underwritten differently.
Read the comparisonIf your address qualifies, zero down may be on the table.
Read the comparisonNo Social Security number does not mean no path to homeownership.
Read the comparisonTwo ways for homeowners 62+ to use equity — with very different payment obligations.
Read the comparisonWhen your file does not fit the box, there is still a lender who will say yes.
Read the comparisonSpeed and certainty versus the lowest possible rate.
Read the comparisonSame process, two very different goals — and different pricing.
Read the comparisonCalifornia first-time buyers can often stack help on top of an FHA loan.
Read the comparisonAbout Us
CDL Mortgage Services Inc. is an independent, full-service mortgage company. Instead of pushing one bank’s products, we shop multiple wholesale lenders to secure the best loan at the best rate for every borrower.
Purchase, refinance, and home equity — all under one roof, focused on the best loans at the best rates.
Based at 6524 Lonetree Blvd, Rocklin, CA 95765 and licensed in California, Texas, Georgia, Tennessee, Oklahoma & Idaho.
Every file is handled start-to-finish by a licensed loan officer who knows your name and your goals.
Fully licensed and regulated, with award-winning lender partnerships and 35+ years serving borrowers.
Ready When You Are
One application, multiple wholesale lenders, and a licensed loan officer who explains the tradeoffs before you commit.