FHA Loans

FHA Loans

An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan. This type of Loan allows First Time Buyers to afford a home by requiring only a 3.5% Down Payment. An FHA Loan also features lower interest rates than a Conventional Loan. This loan is ideal for First Time Home Buyers.

FHA Loan Eligibility: Unlock the Door to Your Dream Home – Fast & Easy!

  • Must be Owner occupied.

  • Property must be 1-4 units.

  • 580 Minimum Credit Score.

  • 3.5% Minimum Down payment.

  • Borrow up to your county's FHA limit.

  • Gifts for down payments are allowed.

  • Debt to income ratio qualified by AUS.

FHA Loan Eligibility: Unlock the Door to Your Dream Home – Fast & Easy!

  • Must be Owner occupied.

  • Property must be 1-4 units.

  • 580 Minimum Credit Score.

  • 3.5% Minimum Down payment.

  • Borrow up to your county's FHA limit.

  • Gifts for down payments are allowed.

  • Debt to income ratio qualified by AUS.

Seize Your Dream Home with FHA Loan Benefits!

  • Low Closing Costs

  • Gift Funds Allowed

  • Higher Debt Tolerance

  • FHA Loans are Assumable

  • Competitive Interest Rates

  • Low Credit Score Requirement

  • More Lenient Qualification Criteria

  • Lower Down Payment Requirement

Capitol Direct Lending

©Copyright . CAPITOL DIRECT LENDING.

All Rights Reserved.

NMLS #1140264 DRE #01947982

About Us

Capitol Direct Lending

©Copyright . CAPITOL DIRECT LENDING.

All Rights Reserved.

NMLS #1140264 BRE #01947982