Agoura Hills, CA

Loans We Offer in Agoura Hills, CA

CDL Mortgage Services Inc. is an independent mortgage broker serving Agoura Hills and all of Los Angeles County. We shop dozens of wholesale lenders on every file — so you get the program and the pricing that actually fit your situation.

Licensed in 6 states — NMLS #132263

Dozens of wholesale lenders shopped per file

Pre-approvals often same day

Local loan officers, direct phone access

Loan Programs Available in Agoura Hills

Every program below is available to buyers and homeowners in Agoura Hills, CA. Click any program for requirements, rates guidance, and local details.

Bank Statement Loans in Agoura Hills

Self-employed? Qualify with bank statements — no tax returns

Learn more

CalHFA Loans in Agoura Hills

California down payment assistance for first-time buyers

Learn more

Cash-Out Refinance in Agoura Hills

Turn home equity into cash — up to 80% of your home’s value

Learn more

Chattel Loans in Agoura Hills

Financing for manufactured and mobile homes

Learn more

Commercial Loans in Agoura Hills

Financing for commercial and mixed-use real estate

Learn more

Construction Loans in Agoura Hills

Build your dream home from the ground up

Learn more

Conventional Loans in Agoura Hills

As low as 3% down, competitive fixed & adjustable rates

Learn more

DSCR Loans in Agoura Hills

Qualify on rental income — no tax returns or W-2s needed

Learn more

FHA Loans in Agoura Hills

3.5% down with flexible credit — great for first-time buyers

Learn more

Fix and Flip / Rehab Loans in Agoura Hills

Fast rehab financing built on ARV, LTC, and speed to close

Learn more

Ground Up Construction Loans in Agoura Hills

Land plus vertical build financing for investors and builders

Learn more

HELOC & Home Equity in Agoura Hills

Tap your equity without touching your low first-mortgage rate

Learn more

ITIN Loans in Agoura Hills

Home financing with an ITIN — no Social Security number required

Learn more

Jumbo Loans in Agoura Hills

Competitive financing above conforming loan limits

Learn more

New Construction Loans in Agoura Hills

One-time close new build financing, land included

Learn more

Non-QM Loans in Agoura Hills

Flexible financing when you don’t fit the conventional box

Learn more

Private Money Loans in Agoura Hills

Fast, asset-based bridge and fix-and-flip financing

Learn more

Refinance in Agoura Hills

Lower your rate, shorten your term, or take cash out

Learn more

Reverse Mortgage in Agoura Hills

Turn home equity into retirement income — age 62+, or 55+ on a special program

Learn more

USDA Loans in Agoura Hills

$0 down home loans in eligible rural and suburban areas

Learn more

VA Loans in Agoura Hills

$0 down and no PMI for veterans & active-duty military

Learn more

Mortgage Broker Serving Agoura Hills, CA

Whether you’re buying your first home in Agoura Hills, moving up, purchasing an investment property, or refinancing a loan you already have, CDL Mortgage Services Inc. handles the entire process in-house for clients across Los Angeles County. Every Agoura Hills file is assigned to a licensed loan officer who shops your loan across dozens of wholesale lenders instead of pushing you into a single bank’s product.

That means Agoura Hills buyers get real options: Bank Statement Loans, CalHFA Loans, Cash-Out Refinance, Chattel Loans, Commercial Loans, and more — compared side by side on rate, monthly payment, and closing costs before you commit. We walk you through your Loan Estimate line by line and keep you, your agent, and escrow updated at every milestone.

Ready to see what you qualify for in Agoura Hills, CA? Call (916) 624-0767 or start your pre-approval online — most are returned the same day. CDL Mortgage Services Inc., NMLS #132263, Equal Housing Lender.

Questions

Agoura Hills Mortgage FAQs

What types of home loans are available in Agoura Hills, California?

CDL Mortgage Services Inc. offers Bank Statement Loans, CalHFA Loans, Cash-Out Refinance, Chattel Loans, Commercial Loans, Construction Loans, Conventional Loans, DSCR Loans, FHA Loans, Fix and Flip / Rehab Loans, Ground Up Construction Loans, HELOC & Home Equity, ITIN Loans, Jumbo Loans, New Construction Loans, Non-QM Loans, Private Money Loans, Refinance, Reverse Mortgage, USDA Loans, VA Loans for buyers and homeowners in Agoura Hills, California. Because we are an independent mortgage broker, we shop dozens of wholesale lenders on every file instead of being limited to one bank's products.

Do you have a loan officer who works in Agoura Hills?

Yes. Agoura Hills files are handled by a licensed loan officer who works throughout Los Angeles County — you get a direct phone number and a real person, not a call center. Call (916) 624-0767 to be matched with the right officer.

How fast can I get pre-approved for a mortgage in Agoura Hills?

Most Agoura Hills borrowers receive a pre-approval the same day once we have income, asset, and credit documentation. Sellers and listing agents in Agoura Hills, California take a fully underwritten pre-approval far more seriously than an online estimate.

How much do I need for a down payment in Agoura Hills?

It depends on the program: conventional loans start as low as 3% down, FHA at 3.5%, and VA and USDA offer $0 down for eligible Agoura Hills buyers. We compare the total monthly cost of each option, not just the down payment.

Can I refinance my Agoura Hills home with CDL Mortgage?

Yes — rate-and-term refinancing, cash-out refinancing, and HELOC / second mortgage options are all available in Agoura Hills, California. We'll show you the break-even point before you commit so a refinance only happens when it actually saves you money.

Is CDL Mortgage Services Inc. licensed in California?

Yes. CDL Mortgage Services Inc. is licensed to originate mortgages in California under NMLS #132263, and is an Equal Housing Lender.

Ready to start in Agoura Hills?

Get a real pre-approval from a licensed loan officer — usually same day. No pressure, no obligation.