Marin County Home Loans
New Construction Loans in Marin County, CA
Your Marin County new construction loans start with a real conversation. New construction loans in Marin County, CA for custom homes and new builds. One-time close construction-to-permanent financing, land-plus-build structures, interest-only payments during construction, and FHA and VA new construction options. CDL Mortgage takes you from blueprints to permanent mortgage without a second closing.
Serving Belvedere, Corte Madera, Fairfax, Larkspur, Mill Valley, Novato, Ross, San Anselmo, San Rafael, Sausalito, Tiburon and every community in Marin County.
Why CDL MTG
Why Marin County homeowners call us first.
A specialized lending team, a transparent process, and real people you can reach by phone.
Competitive Rates
Your scenario gets priced across many lenders, so you see real options instead of a single quote.
Flexible Terms
Flexible guidelines for self-employed income, rental properties, and less common property types.
Fast & Simple Process
Clear next steps, a short document list, and quick turnarounds from application to approval.
Local Expertise
Real loan officers familiar with Marin County market conditions, reachable by phone.
The Process
Getting new construction loans in Marin County, step by step.
A simple four-step process, start to finish.
- Step 01
Talk to a Loan Officer
A quick, no-pressure conversation about your goals, timeline and budget.
- Step 02
Submit Your Documents
A short, secure checklist tailored to your loan — no guesswork, no busywork.
- Step 03
Get Pre-Approved
We shop lenders, review your Loan Estimate line by line, and issue your approval.
- Step 04
Close With Confidence
We keep you, your agent and escrow updated through funding day.
Local Expertise
New Construction Loans for Marin County homeowners.
From Belvedere to Tiburon, we work with borrowers in all 11 of Marin County's cities.
Your Marin County Lender
CDL Mortgage Services Inc. helps buyers and homeowners across Marin County navigate the new construction loans process from first conversation to final signature. As a California-based lender headquartered in the California area, our loan officers know the local market, local escrow and title practices, and what it takes to compete for homes in Marin County.
One Point of Contact
From pre-approval to funding, one licensed loan officer owns your new construction loans file. You get direct phone access, a clear explanation of every fee on your Loan Estimate, and regular updates for you, your agent and escrow.
Matched to Your Goals
Along with new construction loans, Marin County clients also come to us for new construction loans, new home construction loans, new construction financing, and more. Whatever your situation — first home, move-up purchase, investment property, or tapping equity — we’ll match you with the right program.
Get a free New Construction Loans quote in Marin County, CA
A licensed loan officer will reach out with your options — no obligation, no credit pull to start.
Prefer to talk? (916) 624-0767
Service Area
Mapping our Marin County coverage.
Serving Belvedere, Corte Madera, Fairfax, Larkspur, Mill Valley, Novato, Ross, San Anselmo, San Rafael, Sausalito, Tiburon, and every community across Marin County, California.
Licensed, regulated & trusted.
CDL Mortgage Services Inc. · NMLS #132263 · Equal Housing Lender
Google Reviews
What Our Clients Say
Eli and his team at CDL mortgage have gone above and beyond for me time after time. I HIGHLY RECOMMEND THEM!
Eli is the man. Best rates and always available to speak. 10/10 would recommend
Left a 5-star rating.
About Us
Who is CDL Mortgage?
CDL Mortgage Services Inc. is an independent, full-service mortgage company. Instead of pushing one bank’s products, we shop multiple wholesale lenders to secure the best loan at the best rate for Marin County borrowers.
Full-Service Mortgage Company
Purchase, refinance, and home equity — all under one roof, focused on the best loans at the best rates.
Headquartered in Rocklin, CA
Based at 6524 Lonetree Blvd, Rocklin, CA 95765 and licensed in California, Texas, Georgia, Tennessee, Oklahoma & Idaho.
Real Loan Officers, Not Call Centers
Every file is handled start-to-finish by a licensed loan officer who knows your name and your goals.
NMLS #132263 · Equal Housing Lender
Fully licensed and regulated, with award-winning lender partnerships and 35+ years serving borrowers.
Questions
Common New Construction Loans Questions
How do new construction loans work?
The loan funds your build in inspected draws while you pay interest only on the amount drawn. On a one-time close, it converts automatically to your permanent mortgage when the home is finished — one application, one closing, one set of fees.
What is a one-time close construction loan?
A single loan and single closing that covers both construction and the permanent mortgage. It locks your permanent terms up front and avoids the cost and requalification risk of a second closing.
Can I get a new construction loan on land I already own?
Yes — and it usually helps. Your lot equity typically counts toward the down payment, which can dramatically reduce the cash you need at closing.
What credit score is needed for a new construction loan?
Generally 640–680+ for conventional one-time close programs, with FHA and VA new construction options available at lower scores for qualified borrowers.
How long does a new construction loan take?
Expect roughly 30–45 days to close before the build starts, then a 6–12 month construction period depending on the home, your builder, and local permitting.