Local mortgage broker
If you’ve been searching for a chattel loan near you, you’re in the right place. CDL Mortgage Services Inc. is a licensed, independent mortgage broker headquartered at 6524 Lonetree Blvd, Rocklin, CA 95765, serving borrowers across California, Texas, Georgia, Tennessee, Oklahoma, and Idaho. Every file is handled start-to-finish by a licensed loan officer — never a call center.
Working with a nearby broker matters. We know the local markets, the county loan limits, and the title and escrow teams in your area — and because we shop multiple wholesale lenders on every chattel loan, “near me” never means settling for one bank’s pricing. Financing for manufactured and mobile homes.
Questions
A chattel loan finances the manufactured home itself rather than the home and land together — the right tool when the home sits in a park, on leased land, or on family land you don’t own.
The home (not real property) secures the loan, so closings are faster with lower closing costs. Terms are typically 15-25 years, and rates run somewhat higher than land-home mortgages.
Yes — chattel loans are the standard financing for homes in parks and manufactured home communities where you rent the lot.
Generally a 5-10% down payment, fair-or-better credit, and a home built to HUD standards (post-1976). New and used homes can both qualify — we’ll walk you through it.
About Us
CDL Mortgage Services Inc. is an independent, full-service mortgage company. Instead of pushing one bank’s products, we shop multiple wholesale lenders to secure the best loan at the best rate for every borrower.
Purchase, refinance, and home equity — all under one roof, focused on the best loans at the best rates.
Based at 6524 Lonetree Blvd, Rocklin, CA 95765 and licensed in California, Texas, Georgia, Tennessee, Oklahoma & Idaho.
Every file is handled start-to-finish by a licensed loan officer who knows your name and your goals.
Fully licensed and regulated, with award-winning lender partnerships and 35+ years serving borrowers.
Find chattel loans details for your city or county below.