Local mortgage broker

Commercial Loan Near Me

If you’ve been searching for a commercial loan near you, you’re in the right place. CDL Mortgage Services Inc. is a licensed, independent mortgage broker headquartered at 6524 Lonetree Blvd, Rocklin, CA 95765, serving borrowers across California, Texas, Georgia, Tennessee, Oklahoma, and Idaho. Every file is handled start-to-finish by a licensed loan officer — never a call center.

Working with a nearby broker matters. We know the local markets, the county loan limits, and the title and escrow teams in your area — and because we shop multiple wholesale lenders on every commercial loan, “near me” never means settling for one bank’s pricing. Financing for commercial and mixed-use real estate.

Questions

Commercial Loans FAQs

What property types qualify for commercial loans?

Multifamily (5+ units), mixed-use, retail, office, industrial, self-storage, and owner-occupied business properties. We’ll match your property type with the right lender program.

What down payment do commercial loans require?

Typically 20-30% down depending on property type, cash flow, and borrower strength. Owner-occupied commercial properties may qualify for lower down payments through SBA-adjacent programs.

How are commercial loans qualified?

Primarily on the property’s net operating income and debt service coverage, plus borrower credit and experience. Full personal income documentation is often not the deciding factor.

What terms are available on commercial mortgages?

Common structures include 5-, 7-, and 10-year fixed periods with 25-30 year amortization, plus bridge and interest-only options for value-add projects.

About Us

Who is CDL Mortgage?

CDL Mortgage Services Inc. is an independent, full-service mortgage company. Instead of pushing one bank’s products, we shop multiple wholesale lenders to secure the best loan at the best rate for every borrower.

Full-Service Mortgage Company

Purchase, refinance, and home equity — all under one roof, focused on the best loans at the best rates.

Headquartered in Rocklin, CA

Based at 6524 Lonetree Blvd, Rocklin, CA 95765 and licensed in California, Texas, Georgia, Tennessee, Oklahoma & Idaho.

Real Loan Officers, Not Call Centers

Every file is handled start-to-finish by a licensed loan officer who knows your name and your goals.

NMLS #132263 · Equal Housing Lender

Fully licensed and regulated, with award-winning lender partnerships and 35+ years serving borrowers.

Commercial Loans near you

Find commercial loans details for your city or county below.