Local mortgage broker
If you’ve been searching for a construction loan near you, you’re in the right place. CDL Mortgage Services Inc. is a licensed, independent mortgage broker headquartered at 6524 Lonetree Blvd, Rocklin, CA 95765, serving borrowers across California, Texas, Georgia, Tennessee, Oklahoma, and Idaho. Every file is handled start-to-finish by a licensed loan officer — never a call center.
Working with a nearby broker matters. We know the local markets, the county loan limits, and the title and escrow teams in your area — and because we shop multiple wholesale lenders on every construction loan, “near me” never means settling for one bank’s pricing. Build your dream home from the ground up.
Questions
Funds are disbursed in draws as construction milestones are completed, with interest-only payments on the drawn balance during the build. When the home is finished, the loan converts to (or is replaced by) a permanent mortgage.
A single-close loan that covers the build and automatically converts to your permanent mortgage when construction finishes — one application, one closing, one set of fees.
Typically 10-20% of the total project cost (land plus build). If you already own your lot, its equity can often count toward the down payment.
Most programs require a licensed, insured general contractor with a track record. Some owner-builder options exist for qualified borrowers — ask us about the requirements.
About Us
CDL Mortgage Services Inc. is an independent, full-service mortgage company. Instead of pushing one bank’s products, we shop multiple wholesale lenders to secure the best loan at the best rate for every borrower.
Purchase, refinance, and home equity — all under one roof, focused on the best loans at the best rates.
Based at 6524 Lonetree Blvd, Rocklin, CA 95765 and licensed in California, Texas, Georgia, Tennessee, Oklahoma & Idaho.
Every file is handled start-to-finish by a licensed loan officer who knows your name and your goals.
Fully licensed and regulated, with award-winning lender partnerships and 35+ years serving borrowers.
Find construction loans details for your city or county below.